LIC Insurance Policy Agent Chennai - Contact : 9795686923

  The eligibility, coverage basis, costs and other benefits relating to each plan are outlined below: Star Comprehensive Insurance Policy: A Star comprehensive insurance policy is an insurance plan that provides an exhaustive coverage to inpatient as well as certain outpatient treatments. It also considers the healthcare needs of new/expectant mothers. Entry Age Adults: 3 months – 25 years Children: 18 years – 65 years Basis Individual and Family Floater Sum Assured Rs.5 lakhs to Rs.25 lakhs; chosen amount can be increased on renewal Premium Charges Starts from Rs.7,015 Actual premium varies based on sum insured, age, and family size Reinstatement of sum assured Up to 100% Bonus Cumulative bonus at the rate of 50% of the sum insured amount is offered for every claim-free year Covers Hospitalisation expenses with the inclusion of pre- and post-hospitalisation expenses Delivery/New-Born Cover (Includes C-sec deliveries and vaccinations for newborns) Outpatient treatment (Dental ...

  Star Medi Classic Insurance Policy (Individual): The Star medi classic insurance policy  is a comprehensive health insurance plan that provides a cover against a range of medical expenses. The policy also covers non-allopathic treatments. Further, with this policy, the insured individual can also purchase add-ons plans that will provide him/her a more enhanced level of protection. Entry Age 5 months to 65 years; only renewals allowed after 65 years Family plan- 5 months to 45 years Medical Screening Required for customers above 50 years at authorised centres Co-payment 10% of all claims for insured members above 60 years Policy Period 1 year or 2 years Discounts 5% discount can be availed upon paying premiums in advance for 2 full policy years Sum Insured Individuals: Rs.1.5 lakhs to Rs.15 lakhs;Family Package Plan: Rs.2lakhs or 3 lakhs Annual Premium Charges  Individuals  Family Package Plan Individual Plan: Rs.2,510 to Rs.88,170, varies based on the sum...

  Star Family Health Optima: A Star family health optima Insurance Plan provides coverage against healthcare-related expenses to the entire family, at an affordable premium rate. Some of the key features of the Family Health Optima Plan are mentioned in the table below. Entry Age Adults: 18 years to 65 years Children over 16th day can be included in the cover Only renewals allowed after 65 years Sum assured Rs.1 lakh to Rs.25 lakh Premiums charged Rs.3,890 to Rs.34,700;Depends on sum assured, age, family size and zone; based on age of oldest insured member Bonus Bonus of 25% can be availed on the sum insured amount for the first claim-free year, and 10% for every subsequent claim-free year Reinstatement of sum assured Up to 100% reinstatement Co-payment 20% of all claims for insured members over 61 years of age Coverage In-patient hospitalisation Ambulance charges Pre and post-hospitalization expenses Day-care expenses Domiciliary hospitalisation Organ donor expenses Cost...

  Star Senior Citizens Red Carpet Health Insurance Policy: Senior citizens are an oft-ignored segment of the  health insurance  industry given their limited incomes and high susceptibility to age-related illnesses. Star Health has addressed this group's protection needs through this  Star senior citizen's red carpet   plan which provides affordable and adequate coverage along with attractive features. Entry Age 60 to 75 years Renewals Guaranteed after 75 years Sum assured Rs.1 lakh to Rs.10 lakhs Premium charges Rs.4,450 to Rs.26,550 Discount 5% discount upon purchasing policies online Medical screening Not required. Treatment Provided at any network hospital Co-payment 50% for pre-existing disease claims; 30% for other claims Covers In-patient hospitalisation Pre-existing diseases after first policy year Outpatient consultations Cover for specific diseases Ambulance charges Pre- and post-hospitalisation expenses

  Star Super Surplus Insurance Policy:  Star super surplus  Provides greater protection than that offered by the average run-of-the-mill plans. It can be availed by individuals for themselves or on a floater basis to include their families as well. Entry Age 3 months to 65 years; only renewals beyond 65 years Basis Individual or Floater Sum assured Individual- Rs.7 lakh/ 10 lakh Family Floater- Rs.10 lakh Premium charged Premiums will vary on the basis of the plan type, sum insured, age at entry, and other factors Individual Plans: Premiums start at Rs.1,300 Family Floater Plans: Premiums start at Rs.1,800 Coverage Silver Plan: Hospitalisation cover Surgeon’s fees, anaesthetist charges, etc. Cost of blood, drugs, anaesthesia, etc. Gold Plan: Hospitalisation cover Surgeon’s fees, anaesthetist charges, etc. Cost of blood, drugs, anaesthesia, etc. Air ambulance cover Emergency ambulance charges Option to avail second opinion Provides greater protection than that offered by t...

  Star Super Surplus ‘Gold’ Plan: A Star super surplus gold plan which caters to any unforeseen event, offering enhanced protection to policyholders. Designed primarily to offer enhanced protection, this is ideal for individuals who wish to avail the best in health insurance. Provisions of air-ambulance, absence of room rent cap, lifelong renewal and affordable premiums have made the Gold Plan a perfect ally for people accustomed to a certain way of life. Entry age Minimum – 18 years Maximum – 65 years Children can avail protection under this plan, subject to the parent being a policyholder. Children aged between 3 months and 25 years can be protected under this policy Basis Individual or Floater Sum assured Minimum – Rs 5 lakhs (Floater and Individual) Maximum – Rs 25 lakhs (Floater and Individual) Maximum- Rs.10 lakhs (Individual) Premium charged Ranges between Rs 1,950 and Rs 36,360, depending on the entry age and sum assured Co-payment 10% of claim amount for policyholder with ...