Star Family Health Optima

 

Star Family Health Optima:

A Star family health optima Insurance Plan provides coverage against healthcare-related expenses to the entire family, at an affordable premium rate. Some of the key features of the Family Health Optima Plan are mentioned in the table below.

Entry Age	Adults: 18 years to 65 years Children over 16th day can be included in the cover Only renewals allowed after 65 years
Sum assured	Rs.1 lakh to Rs.25 lakh
Premiums charged	Rs.3,890 to Rs.34,700;Depends on sum assured, age, family size and zone; based on age of oldest insured member
Bonus	Bonus of 25% can be availed on the sum insured amount for the first claim-free year, and 10% for every subsequent claim-free year
Reinstatement of sum assured	Up to 100% reinstatement
Co-payment	20% of all claims for insured members over 61 years of age
Coverage	In-patient hospitalisation Ambulance charges Pre and post-hospitalization expenses Day-care expenses Domiciliary hospitalisation Organ donor expenses Cost of health check-up New-born baby cover