Star Comprehensive Insurance Policy

 



The eligibility, coverage basis, costs and other benefits relating to each plan are outlined below:

Star Comprehensive Insurance Policy:

A Star comprehensive insurance policy is an insurance plan that provides an exhaustive coverage to inpatient as well as certain outpatient treatments. It also considers the healthcare needs of new/expectant mothers.

Entry Age
  • Adults: 3 months – 25 years
  • Children: 18 years – 65 years
BasisIndividual and Family Floater
Sum AssuredRs.5 lakhs to Rs.25 lakhs; chosen amount can be increased on renewal
Premium ChargesStarts from Rs.7,015 Actual premium varies based on sum insured, age, and family size
Reinstatement of sum assuredUp to 100%
BonusCumulative bonus at the rate of 50% of the sum insured amount is offered for every claim-free year
Covers
  • Hospitalisation expenses with the inclusion of pre- and post-hospitalisation expenses
  • Delivery/New-Born Cover (Includes C-sec deliveries and vaccinations for newborns)
  • Outpatient treatment (Dental and Ophthalmic)
  • Pre-Existing Diseases
  • Daily cash for hospital expenses (as per limits)
  • Health check-up expenses
  • Ambulance charges
  • Day-care treatments

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