Star Unique Health Insurance Policy

 



Star Unique Health Insurance Policy:

The Star Unique Health Insurance Policy provides a cover for both pre-existing diseases and any ailments/illnesses that might occur in the future. Policy buyers also do not have to undergo a pre-policy medical screening in order to purchase this plan. The main benefits and features of the policy are listed below.

Entry Age18 to 65 years; only renewals allowed beyond 65 years
BasisIndividual.
Policy period2 years; sum assured and the sub-limits are per policy year
Sum assuredRs.1 lakh to Rs.3 lakhs
Sub-limitsRs.50,000 to Rs.1.5 lakhs
Premiums chargedRs.4,900 to Rs.26,450
Premium payment2 installments; one at inception and then at start of 2nd policy year
Medical screeningNot required
Coverage
  • Covers HIV+ persons (subject to conditions)
  • Non-allopathic treatments
  • Pre/Post-hospitalization expenses
  • Pre-existing diseases
  • Ambulance charges
  • Day-care procedures as specified
  • In-patient hospitalisation

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